Make sure your bike insurance is active before you hit the road.

Bike insurance that has expired may result in claim denial and penalties. If you’ve lost track of the policy’s expiration date, you may quickly find it online.

Here are a few quick ways to verify the expiration date of your bike insurance online.

Online Bike Insurance Validity Checking Procedure

The physical policy document is no longer required, nor do you need to contact your insurer to find out when your bike insurance must be renewed.

Thanks to the development of digital technology, there are now new ways to verify the expiration date of two-wheeler insurance.

These days, you may easily discover it through online platforms like a website or smartphone app.

All you need to verify the auto insurance expiration date online is a smartphone or computer.

The following websites can be used to check the status of your bike insurance policy online:

1. Insurer’s website or mobile application
2. Insurance Information Bureau (IIB)
3. VAHAN – Ministry of Road Transport and Highways (MoRTH)
4. Personal email inbox
5. State Transport Department
6. Regional Transport Office (RTO)

Please be aware that different states may have different RTO and State Transport Department processes and procedures.

6 Ways to Check Bike Insurance Validity Online

The six easiest ways to verify the two-wheeler insurance expiration date online are listed below.

1. Methods to verify the expiration date of a motorcycle insurance policy online via your insurer

You can verify the expiration date of your bike insurance by visiting the website or mobile app of your insurer.

This is the most convenient and straightforward method for checking the expiration date of bike insurance.

2. Steps to verify the status of your bike insurance policy online via IIB

The Insurance Regulatory and Development Authority of India (IRDAI) created the IIB website to assure the smooth operation of the insurance sector.

On the website, pertinent information about insurer-issued insurance plans is accessible via a centralised online platform.

Here are the methods for checking the expiration date of your bike insurance online via the IIB website.

• Step 1: Visit the IIB’s official website.
• Step 2: Under the “Quick Links” section of the home page, select “V-Seva”, and you will be directed to the Accident Vehicle Information Retrieval System page.
• Step 3: Enter all the mandatory fields with relevant information such as your name, email address, mobile phone number, address, bike registration number, and accident details (if the bike was involved in an accident).
• Step 4: Enter the text from the image and click on “Submit” to view the expiry date of your bike insurance policy.

Instructions for using the IIB’s website to verify motorbike insurance online

Using the IIB’s website to verify the status of your two-wheeler’s insurance online requires you to keep in mind a few important details.

• The bike registration number is required and cannot contain special characters (Example: KA01JG1234).
• There is a two-month delay in the insurance companies’ submission of policy data to the Data Repository. Consequently, there may be instances where the insured motorbike does not appear in the IIB’s database.
• If your motorcycle or scooter is brand-new, only the chassis and engine number are submitted to the IIB’s Data Repository.
• The database contains data submitted by insurance providers beginning on April 1, 2010.
• You can verify the status of your bike insurance up to three times per email address or mobile number.

3. Steps to check bike insurance validity online (VAHAN)

All of the country’s registered automobiles are listed in VAHAN, along with information about their insurance coverage.

Through their website, you may verify the validity of your motorbike insurance. Here is how to use Parivahan Seva to check the status of your insurance policy online.

• Step 1: Visit VAHAN’s website and enter the bike registration number and click on “Proceed”. 

• Step 2: Under the “Services” menu, select the “Additional Services” option.

• Step 3: On the new page, enter the bike registration, chassis, engine number and the verification code. Click on “Verify Details”.

• Step 4: You will be asked to generate a One-time Password (OTP) on your registered mobile phone. Enter the OTP to check vehicle insurance status online on Parivahan.

4. Steps to check bike insurance policy validity online via email

Your bike insurance policy copy is emailed to you as soon as you acquire the policy when you buy it from a digital insurance provider.

So, if you chose a digital insurer, check the expiration date of your bike insurance by going to your registered email ID’s inbox and searching for bike insurance.

5. Steps to check two wheeler insurance policy validity online via RTO

Some states in India have added an option to their RTO websites that allows you to access your motorbike insurance information.

Visit the respective RTO’s website and follow the instructions to verify the expiration date of your motorcycle insurance policy online.

6. Steps to check bike insurance policy validity via state transport department website

Some states offer online services to verify the expiration dates of bike insurance policies. Check the expiration date of your bike insurance policy by visiting their transport department’s website.

How to renew a motorbike insurance policy online once it has expired

Noting that renewing your two-wheeler insurance policy before the expiration date ensures continuous coverage for your vehicle is essential.

If the policy has expired, however, it can be renewed online in a few minutes.

In the majority of instances where a policy has expired, insurers may require a bike inspection prior to renewal.

How to obtain a duplicate copy of bike insurance online

Obtaining a duplicate two-wheeler insurance policy online is simple if the policy was purchased from a digital insurer.

Important Notes

There are several methods to determine the expiration date of your bike insurance policy.

However, the online process is more efficient and straightforward. Here are some things to keep in mind regarding the expiration date of your bike insurance.

• The two-wheeler insurance expiration date is simple to find online.
• Online bike insurance status checks can be done in a number of ways.
• Choose online insurers with instant access to your policy details.
• Prior to the bike insurance policy expiration date, the majority of modern digital insurers issue notifications.
• Don’t ride your bike while your insurance is invalid.

Frequently Asked Questions on Bike Insurance Validity Check Online

Here are answers to some common questions about the bike insurance validity check and how you can find it online.